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Statement of Forward-looking Information: Certain information included herein and in other company reports and S.E.C. filings is forward-looking within the meaning of the Private Securities Litigation Reform Act of 1995, including, but not limited to, statements concerning anticipated operating results, financial resources, increases in revenues, increased profitability, interest expense, growth and expansion, ability to acquire land, and the effect on the company if the company or significant third parties are not compliant. Such forward-looking information involves important risks and uncertainties that could significantly affect actual results and cause them to differ materially from expectations expressed herein and in other company reports and S.E.C. filings. These risks and uncertainties include local, regional and national economic conditions, the effect of governmental regulation, the competitive environment in which the company operates, fluctuations in interest rates, changes in home prices, the availability and cost of land for future growth, the availability and cost of labor and materials, and weather conditions. Obtain the property report required by Federal law and read it before signing anything. No Federal agency has judged the merits or value, if any, of this property.